The NEISD Health Plan is a self-funded program. This means that employee contributions are placed in a District fund and all medical and pharmaceutical claims and administrative fees for the Plan are paid from this fund. The District contracts with a third party administrator, BlueCross BlueShield of Texas, to administer our claims.

Being self-funded provides the following advantages for our employees:

• The District has greater control over future cost increases, plan design, and quality of service.
• The District can provide benefits at a lower cost than a fully insured program because the portion of the premium charged by insurance companies for high operating costs and profit is eliminated.

The District offers three (3) health plans to choose from. For a side by side comparison of the three plans, refer to the BCBS Get To Know Guide 2023.